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Insurance lawyer: death was caused by heart attack while travelling on bike, held was not caused by accident, the claim was rightly rejected; SC.

Supreme Court of India

Justice DY Chandrachud

In the case titled as "Alka Shukla versus LIC", the appellant has taken LIC policy, according to which accident benefit cover is applicable when death is caused due to accident within 180 days.

In the said case the Death was caused by heart attack, when the deceased was travelling on bike, and the deceased fell down after heart attack from the bike. It was held that in the medical report the cause of Death was heart attack. The NCDRC rightly dismissed the complaint as the death cause was not due to accident. It was held that the incident is accident: when it is caused by any outward, violent and visible means. The Appeal of the claimant was accordingly dismissed.


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